PROFESSIONAL
CERTIFIED FINANCIAL PLANNER™
I am a fee-only CERTIFIED FINANCIAL PLANNER™ Professional. This means I charge a reasonable hourly rate and receive no commissions from any company with which you may invest. Thus, you may be assured that all of your funds will be invested to align with your financial plan and with your best interests in mind.
This fee only, cost-effective financial advice is to help you navigate life’s events
Getting started
Marriage
Changing jobs
Moving
New child
Major purchases
New wealth
Care of elderly parent
Retirement preparation at any age
Loss of a loved one
Visualization
I work one-on-one with my clients to gain understanding of their priorities for themselves and their families. we will begin by examining your desires for your future. Next we will set goals to best get you where you want to be. then we will prepare a plan to obtain your goals. With proper guidance, you can attain the lifestyle you desire.
Implementation
no two investors are the same. Your personality and situation should dictate your financial plan. I will help you choose your individual combination of financial products and services to best implement the plan we develop.
Monitoring
my years of experience have taught me that an effective way to achieve financial succeess is to understand current situations and develop adjustable plans of action. Changes in your situation, fluctuating economic conditions, and new tax laws will be accompanied by adjustments to your financial plan.
“For more than 16 years, I served as Director of Finance/ City Treasurer for the City of Palmdale, California. During that time, Palmdale was one of the fastest growing cities in the nation. At the end of my employment , the city’s budget was in excess of $200 million, and the city held a very strong bond rating. When I retired, the City of Palmdale hired me as a consultant for two years to teach personal finance classes to the employees. ”